Plan de La Vida

"The Plan for Life"

A premium five-meeting engagement that combines values-based financial planning with dual deliverables: professional planning software for dynamic projections and a comprehensive written plan document for lasting educational reference.

Fixed Fee: $5,750

1

Vision & Discovery

2

Financial Ecosystem

3

Risk & Protection

4

Wealth Building

5

Plan Delivery

The Two-Plan Value Proposition

Professional Planning Software

Dynamic projections and Monte Carlo scenarios showing where you could go. Interactive "what-if" modeling lets you test decisions in real time with ongoing access to track your progress.

Comprehensive Written Plan Document

A detailed written plan providing educational context for each decision. Explains where you are, why the strategy makes sense, and how to implement it. A tangible reference you can revisit, print, and share with family.

Values-Based Discovery Process

Five guided meetings over 6-8 weeks starting with "What does La Vida (the good life) mean to YOU?" and building toward a comprehensive plan aligned with your values, not just your numbers.

The Process: What to Expect

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Data Setup & Document Gathering (Pre-Meeting)

After signing the advisory agreement, you'll receive access to professional planning software and a comprehensive data gathering checklist. This phase includes entering financial data and uploading key documents.

Goal: Establish a complete financial foundation before the first meeting.

1

Meeting 1: Vision & Discovery (75-90 minutes)

"What does La Vida (the good life) mean to YOU?" This meeting explores your life values, priorities, and goals. We validate financial data, identify pain points, and discuss what success looks like for you.

Topics covered:

  • Life values exploration and priorities discussion
  • Comprehensive data validation
  • Goal identification and success metrics
  • Financial concerns and decision-making preferences

Deliverable: Values-Based Spending Exercise (homework for deeper insights)

2

Meeting 2: Financial Ecosystem (75-90 minutes)

"Understanding where you are": Deep dive into your complete financial picture including balance sheet, cash flow, and existing planning foundation.

Topics covered:

  • Balance sheet analysis (assets, liabilities, net worth by tax location)
  • Cash flow analysis with values-based spending review
  • Debt strategy analysis
  • Employee benefits review
  • Estate document summary and beneficiary review

Deliverable: Current Financial Ecosystem section draft

3

Meeting 3: Risk & Protection (60-75 minutes)

"Building the foundation before building wealth": Comprehensive risk management analysis ensuring you're properly protected before focusing on wealth building.

Topics covered:

  • Life insurance needs analysis
  • Disability income protection review
  • Health insurance strategy (including HSA optimization)
  • Property & casualty review (home, auto, umbrella)
  • Long-term care planning discussion

Deliverable: Risk Management & Insurance section draft

4

Meeting 4: Wealth Building & Independence (90-120 minutes)

"The path TO and THROUGH financial independence": Investment strategy, retirement projections, and tax optimization tailored to your situation.

Topics covered:

  • Investment accounts summary and allocation review
  • Asset allocation education and personalized strategy
  • Retirement projections with Monte Carlo scenarios
  • Savings order of operations (personalized roadmap)
  • Tax optimization strategies (Roth conversions, tax-loss harvesting, charitable giving)
  • Education funding analysis (if applicable)

Deliverable: Savings & Investments + Financial Independence Planning sections draft

5

Meeting 5: Plan Delivery & Action Roadmap (75-90 minutes)

"Confidence to implement your well-informed decisions": Presentation of the complete plan with clear priorities and implementation guidance.

Topics covered:

  • Complete plan document review and walkthrough
  • Planning software review with key scenarios
  • Income tax summary and forward-looking strategy
  • Additional observations and recommendations
  • Future engagement options discussion

Deliverable: Complete Comprehensive Financial Plan Document (PDF) + Planning Software Access + Measurable Action Plan (MAP) with 90-day priorities

Important: Implementation, monitoring, and plan updates remain your responsibility. However, if you want hands on help executing recommendations, Hourly-based Planning is available at $275/hour.

Who This Is For

Focus Client: High-income professionals seeking comprehensive, values-based financial clarity and educational depth.

While this engagement is accessible to clients at various financial stages, it's particularly valuable for those who benefit from deeper analysis and want both the analytical power of planning software and the tangible reference of a written plan document.

This engagement is ideal if you:

  • Have accumulated wealth ($500K-$5M net worth is the sweet spot) but lack clarity and confidence
  • Earn a household income of $300,000 or more
  • Want to understand your finances deeply, not just be told what to do
  • Need a plan you can reference and share with your spouse or family
  • Value the educational journey as much as the destination
  • Are approaching or within 15 years of potential financial independence

What Happens After the Engagement?

This engagement ends after the fifth meeting. You'll have:

  • A comprehensive financial plan with written report
  • Detailed analysis of complex equity and tax strategies
  • Prioritized implementation roadmap
  • Access to planning software for reference

If you want ongoing support:

Hourly-based Planning ($275/hour): Available for hands on implementation help and plan updates

Ongoing Financial Planning ($275/month): Continuous guidance with monthly executive summaries and quarterly in-depth meetings

Common Questions

How is this different from the Comprehensive Plan?

Plan de La Vida includes five meetings (vs three), starts with values-based discovery rather than data validation, and provides both professional planning software AND a comprehensive written plan document. The Comprehensive Plan uses planning software with an action roadmap but doesn't include a written document. Plan de La Vida is designed for clients who want deeper educational engagement and a tangible plan they can reference for years.

What is the "values-based" approach?

Rather than starting with spreadsheets, we begin by exploring what "La Vida" (the good life) means to you. This includes a Values-Based Spending Exercise that helps align your financial decisions with your priorities. The goal is clarity and confidence, not just optimized numbers.

How long does the engagement take?

Typically 6-8 weeks from start to finish, with five meetings spread across that timeframe. This allows for thorough analysis between meetings and ensures you have time to absorb the information presented.

Ready to Get Started?

Schedule a mutual fit conversation to discuss your financial situation and determine if Plan de La Vida is right for you.

Schedule a Conversation →

Advisory services are offered through La Vida Financial LLC, an investment adviser registered with the state of Texas. Services are only offered where La Vida Financial LLC and its representatives are properly registered or exempt from registration. This information is not tax, accounting, or legal advice, nor is it an offer or solicitation to buy or sell any security. Investments involve risk, including the potential for complete loss. Information is provided "AS IS," and your use of it is at your sole risk.

Certified Financial Planner Board of Standards, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.